Family Life

Feeling The Pinch – Make Cash Last Till Payday

This post may contain affiliate links and/or it may have been sponsored content. Please view our policy page for more details.

Are you finding it hard to make your money last through the month? Getting it to stretch all the way to payday can sometimes end up being a huge struggle. This is the case for many families, and it is something that seems to get more difficult to do year upon year. Wages aren’t rising but the cost of rent, mortgages, and groceries keep on growing slowly. You might be at your wit’s end trying to make your money last now!

Thankfully, there are a few things that you can do to improve your financial situation and make sure that your money lasts as long as possible through the month. Here are a few tips to help you out!

Sometimes making money last between paydays isn't always easily accomplished but with these tips you may create a more comfortable lifestyle.

Budget Well

One of the main reasons that families struggle to make it to payday is because they aren’t creating a budget for themselves. Don’t worry if you have never done this before and don’t know where to start. You can simply write down all your expected monthly income and outgoings. That should help you figure out how much money you have left to spend. Then divide this extra money over the four weeks and make sure you never spend any more than what you have. You can use the great budget templates at to help you figure out your cash situation.

Get Out Of Debt

If you have any debts hanging over your head, you should try and clear them as soon as possible. That way, you can stop paying them off, which will give you a lot of extra cash to spend on your family through the month. There are various ways you can beat the debt. Consolidating it all into one monthly payment helps quite a few people, and you can find out more at about that method. Alternatively, you could allocate a portion of your budget to put towards your debts. If you keep chipping away at it on a regular basis, it will soon be paid off!

Watch Your Spending

Spending too much is a surefire way of going over budget and spending all your money. So, take a look at your usual spending habits and see if there are any luxuries you can afford to cut back on. Changing your habits slightly could even save you some cash. For instance, switching to a supermarket’s own brand of groceries will be a lot cheaper than always buying premium products. 

Lower Your Bills

Did you know that some utility companies offer great discounts if you choose to switch to an electronic form of billing? That’s because they will save money because they won’t have to send you paper bills by mail anymore. You might also want to shop around to see if you can get your energy and electricity cheaper by switching to another company.

If you have been struggling to stretch your cash all the way to payday, then this blog post should have given you some ideas on how to make things easier.

More Ways to Make Money :

Here are some ways to help you make money from home. Don't miss out on having the freedom to be with your kids.
Simple Ways You Can Put More Money IN Your Pockets helps you take advantage of earning money for things you ALREADY do! These tips are too easy to pass up.
Become passionate about your hobbies during your evenings and weekends and make money too! These tips will get you started!


Which of these five hobbies to improve your life do you do? Hobbies are well worth doing in one's life for many reasons.
Five Hobbies To Improve Your Quality Of Life

Is it time to get a new hobby but you're not...

Dealing with a difficult birth is never easy. Here are some powerful tips on how to move on after a difficult birth.
How to Move on After a Difficult Birth

Unfortunately, not every birth goes as planned. Some are difficult or...

Spending time with the family is quite important. Here are five ideas for fun family activities. Which one are you using?
Ideas For Fun Family Activities

Spending time together as a family is always a worthwhile endeavor,...

Since we have plenty of new gadgets for skin care on the market, I figured it may be helpful to have tips for proper use of gadgets for skin care. Which ones are you using?
Tips On The Proper Use Of Gadgets For Skin Care

Do you know that skin care is more than cleaning your...

Now is the time to start doing your Christmas shopping in order to manage your financial funds better.You can take advantage of superb deals!
Why You Should Start Your Christmas Shopping Now!

It barely feels like seconds ago that the Christmas tree was...

Household Expenses You Should Never Cut Corners On

We all love some great money saving tips, and once you’ve...

Taking the time to make sensible financial decisions in your life this year will benefit you now and in your future. Learn these tips today!
Make Sensible Financial Decisions in Your Life This Year

We could all stand to make better financial decisions and get...

Strains Of Life And How You Can Overcome Them

Life is one big rollercoaster isn’t it? When you are younger...

You won't be able to use R22 refrigerant anymore in your HVAC units. Does this mean replacing your air conditioning unit, too?
The Phasing Out of R22 Refrigerant: 3 Things You Need to Know

If you have an older air conditioning unit, chances are good...

Bathroom remodeling can come with many unexpected things. Here are four bathroom remodel no-nos to avoid doing.
4 Bathroom Remodel No-Nos

There are some areas in the home where we rarely venture,...

With the busy lives, we all keep, it's sometimes best to outsource tasks. These are home maintenance jobs you shouldn't feel bad outsourcing.
Home Maintenance Jobs You Shouldn’t Feel Bad Outsourcing

When your home is in a perpetual state of chaos, you...

Be sure that you aren't missing these areas from your spring cleaning routine. Are you hitting all of these spots while you're cleaning?
Are You Missing These Areas from Your Spring Cleaning Routine?

If you would like to make the most out of your...

Just because your a mother doesn't mean you have to give up your passions. Here's how to pursue your own passions alongside motherhood.
How To Pursue Your Own Passions Alongside Motherhood

Motherhood is one of the greatest gifts in the world, but...

Having a home office can truly help you to stay productive and help you separate home life from work life. Here are some tips for how to set up your home office.
How to Set Up Your Home Office

Are you thinking about starting to work from home? There are...

You can be a professional transcriber and work your hours from the comfort of your home. Learn more here!
Become a Professional Transcriber and Work Your Hours

For five years straight I wandered the world as a full...

Marketing is a must for any business. Here is a unique method to promoting your home-based business without breaking the bank.
Promoting Your Home-Based Business Without Breaking the Bank

While working from home can be great, there are downsides too,...

Get your family ready to watch the UGLYDOLLS family movie this weekend. Learn more about it here!
UGLYDOLLS Family Movie May Change Society

We live in a society where a person’s appearance is one...

DUMBO movie is coming to life. Learn more about this movie and a bit of information about myself here.
DUMBO New Edition Releases Soon

One of my favorite movies growing up was DUMBO. I was...

Learn more about the new Nancy Drew and the Hidden Staircase movie and enter to win your own copy. This wholesome family movie will be well liked by all.
Nancy Drew and The Hidden Staircase Review and Giveaway

Warner Bros. Home Entertainment provided me with a free copy of...