Financial Freedom

Dealing With Your Finances During Difficult Times

This post may contain affiliate links and/or it may have been sponsored content. Please view our policy page for more details.

Life isn’t always as straightforward as we might like it to be. We all experience peaks and troughs in our life journey and when it comes down to it, we just have to muddle our way through. But dealing with life’s difficulties isn’t necessarily solely an emotional journey for us. Even when the worst happens, the world keeps turning and you’ll find that you still need to keep up with financial commitments you’re tied into. You’ll still have to pay your rent or mortgage, you’ll still have to pay your bills, and things like finance plans and payment agreements will still continue to be deducted from your bank account. If something particularly difficult has occurred, you may find that you also need to take time off work so have a reduced income – this doesn’t make things any easier. So, what can you do to deal with your finances during difficult times? Here are a few ideas to get you started.

Even when the worst happens, the world keeps turning and you’ll find that you still need to keep up with financial commitments you’re tied into. Here are some tips for dealing with your finances during difficult times. Are you using any of these tips?


If you’re not already in a difficult situation, it’s worth planning for the future. Remember that everything isn’t always necessarily going to be plain sailing. You need to create some sort of savings that you can fall back on if needs be. Saving can be simple. You just need to budget and be disciplined. Figure out how much disposable income you have and dedicate part of that to a savings account.


Loans are always an option if you find that you are struggling financially. There are also various loans out there aimed at people going through hardship. BSF offer funeral home loans, while other companies will offer loans to pay for treatment or medical procedures. Take a look at what’s out there and see whether it’s suitable for you. This could allow you to pay large up-front costs and pay the sum back little by little as things begin to improve.

Talk to Your Employer

If you’re employed and find that you need to take time off, it’s always worth talking to your employer about your situation. You may find that they are lenient, understanding, or have some sort of plan in place to support employees who are going through hardship. You could find that alongside emotional support programs, they might offer financial support too. Perhaps they will offer you paid leave to recover, an advance on wages, or some sort of employer-to-employee loan. This, of course, isn’t guaranteed. But it’s always worth asking. You may be surprised.

Hopefully, things go well and you don’t actually end up having to use this advice. But it’s always good to be clued up, just in case. Preparation is key and knowing what to do with your finances during hard times can make them that little bit easier. So it’s more than worth the effort!


Which of these five hobbies to improve your life do you do? Hobbies are well worth doing in one's life for many reasons.
Five Hobbies To Improve Your Quality Of Life

Is it time to get a new hobby but you're not...

Dealing with a difficult birth is never easy. Here are some powerful tips on how to move on after a difficult birth.
How to Move on After a Difficult Birth

Unfortunately, not every birth goes as planned. Some are difficult or...

Spending time with the family is quite important. Here are five ideas for fun family activities. Which one are you using?
Ideas For Fun Family Activities

Spending time together as a family is always a worthwhile endeavor,...

Since we have plenty of new gadgets for skin care on the market, I figured it may be helpful to have tips for proper use of gadgets for skin care. Which ones are you using?
Tips On The Proper Use Of Gadgets For Skin Care

Do you know that skin care is more than cleaning your...

Now is the time to start doing your Christmas shopping in order to manage your financial funds better.You can take advantage of superb deals!
Why You Should Start Your Christmas Shopping Now!

It barely feels like seconds ago that the Christmas tree was...

Household Expenses You Should Never Cut Corners On

We all love some great money saving tips, and once you’ve...

Taking the time to make sensible financial decisions in your life this year will benefit you now and in your future. Learn these tips today!
Make Sensible Financial Decisions in Your Life This Year

We could all stand to make better financial decisions and get...

Strains Of Life And How You Can Overcome Them

Life is one big rollercoaster isn’t it? When you are younger...

You won't be able to use R22 refrigerant anymore in your HVAC units. Does this mean replacing your air conditioning unit, too?
The Phasing Out of R22 Refrigerant: 3 Things You Need to Know

If you have an older air conditioning unit, chances are good...

Bathroom remodeling can come with many unexpected things. Here are four bathroom remodel no-nos to avoid doing.
4 Bathroom Remodel No-Nos

There are some areas in the home where we rarely venture,...

With the busy lives, we all keep, it's sometimes best to outsource tasks. These are home maintenance jobs you shouldn't feel bad outsourcing.
Home Maintenance Jobs You Shouldn’t Feel Bad Outsourcing

When your home is in a perpetual state of chaos, you...

Be sure that you aren't missing these areas from your spring cleaning routine. Are you hitting all of these spots while you're cleaning?
Are You Missing These Areas from Your Spring Cleaning Routine?

If you would like to make the most out of your...

Just because your a mother doesn't mean you have to give up your passions. Here's how to pursue your own passions alongside motherhood.
How To Pursue Your Own Passions Alongside Motherhood

Motherhood is one of the greatest gifts in the world, but...

Having a home office can truly help you to stay productive and help you separate home life from work life. Here are some tips for how to set up your home office.
How to Set Up Your Home Office

Are you thinking about starting to work from home? There are...

You can be a professional transcriber and work your hours from the comfort of your home. Learn more here!
Become a Professional Transcriber and Work Your Hours

For five years straight I wandered the world as a full...

Marketing is a must for any business. Here is a unique method to promoting your home-based business without breaking the bank.
Promoting Your Home-Based Business Without Breaking the Bank

While working from home can be great, there are downsides too,...

Get your family ready to watch the UGLYDOLLS family movie this weekend. Learn more about it here!
UGLYDOLLS Family Movie May Change Society

We live in a society where a person’s appearance is one...

DUMBO movie is coming to life. Learn more about this movie and a bit of information about myself here.
DUMBO New Edition Releases Soon

One of my favorite movies growing up was DUMBO. I was...

Learn more about the new Nancy Drew and the Hidden Staircase movie and enter to win your own copy. This wholesome family movie will be well liked by all.
Nancy Drew and The Hidden Staircase Review and Giveaway

Warner Bros. Home Entertainment provided me with a free copy of...