In the market for a new car for the family? Perhaps yours has died and isn’t worth the cost of repairing, or maybe you want to upgrade. You might have had more children and need the space, or a model that’s more practical for your needs. Either way, here are a few things to consider!
Considering the model
There are lots of things to think about when you’re buying a car for the family. One of the first will be the size, if you often transport things like prams, kids bikes, large loads of groceries and other extras then you’ll need to ensure you have enough boot space. You might also want to consider the number of seats the vehicle has, if you often ferry your children around with their friends, bring other family members with you on days out or plan on expanding your family by having another baby then an extra seat or two will be no bad thing. Something like an SUV or an MPV might fit the bill better for a bigger family or if you just regularly transport a lot of people or stuff around. The downside of this will be a bigger car will use more fuel which can be more expensive to run. Regardless of the size, another thing you will want to look into for a family car is the safety features. Of course, these are important regardless but when you’re driving your children around you want to ensure that you’re as protected as possible. If you do end up in an incident where the blame was with someone else, experienced injury lawyers of Derrick Law Firm will be able to walk you through the compensation process. You might be a good driver but not everyone on the road is, so you will want to choose a car that’s performed well in safety tests and has as many features relating to safety as possible.
Checking tax and insurance prices
Once you’ve narrowed down your list to a few different potential vehicles, your next step is to run some tax and insurance quotes. As parents, we’re almost always on a tight budget and so checking that you can afford the car is crucial. The insurance prices will vary drastically, even between similar cars so don’t assume. Before you sign on the dotted line, make sure you know how much the tax and insurance will cost.
Take it for a test drive
It can help to bring the family along, get your car seats in, check how easy it will be to get children in and out, see what kind of space you have as well as feel how it drives. Have your family tell you how comfortable it is and whether they like it too, after all- it’s an investment for all of you. Call your dealership you're interested in working with to schedule an appointment ahead of time so you don't have to wait as long!
Paying for the car
Vehicles are expensive, even older models can set you back hundreds and usually even a used car will cost thousands. Spending time saving up for this can be worthwhile, otherwise you could use a car loan to cover some or all of the cost. If you already own a vehicle, selling this first or part exchanging will also contribute towards it. If you’re going down the finance route, check the loan amount carefully and the interest. Make sure you’re happy with the monthly payments, as well as the amount you will be paying off overall.